***ELIGIBLE FOR 100% USDA FINANCING*** Looking for an AFFORDABLE place to call home with room to spread out and the freedom to make it your own? Welcome to FERM CIRCLE, tucked away in a sidewalk lined traditional neighborhood with NO THROUGH TRAFFIC and conveniently close to major shopping centers, restaurants, and medical offices. This well-maintained, solid concrete block home offers a NEWER ROOF (2019), and a spacious TWO-CAR GARAGE. The practical SPLIT-BEDROOM layout features an UPDATED KITCHEN with SOLID WOOD CABINETS and a huge primary suite with a surprising amount of flex space that could host your home office or exercise equipment. Step outside to discover a spacious QUARTER ACRE LOT with a FENCED BACK YARD and SCREENED PATIO; perfect for relaxing outdoors, gardening, entertaining, or simply enjoying your own private space. Enjoy the everyday freedom of NO HOA OR CDD. You’re welcome to park your RV or boat here and bring the pets with you too! The utilities at the home include HIGH SPEED INTERNET public water, and PRIVATE SEPTIC which helps keep monthly costs down. Beyond your front door, discover why Zephyrhills continues to attract those seeking small-town charm with modern conveniences. This growing community takes pride in its welcoming atmosphere, with public gathering spaces like Zephyr Park, Hercules Park, and Depot Park. The historic downtown is a lively, walkable district featuring local parades, pop-up markets, and seasonal celebrations. Located within the A-rated Pasco County School District, this home puts you in a DESIRABLE LOCATION where everyday errands are convenient and community connections are easy to find. Whether you’re buying your first home, downsizing, or simply looking for an AFFORDABLE opportunity to enjoy the Zephyrhills lifestyle, this home offers a wonderful place to put down roots and make it your own. Call today to schedule your personal tour!
Property Details
Price:
$265,000
MLS #:
TB8556646
Status:
Active
Beds:
2
Baths:
2
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
GROVES
Neighborhood:
33540zephyrhills
Listed Date:
Oct 16, 2026
Finished Sq Ft:
1,115
Total Sq Ft:
1,695
Lot Size:
11,235 sqft / 0.26 acres (approx)
Year Built:
1985
See this Listing
Schools
Elementary School:
West Zephyrhills Elemen-PO
Middle School:
Centennial Middle-PO
High School:
Zephryhills High School-PO
Interior
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Bathrooms
2 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Ceramic Tile, Laminate
Heating
Central
Interior Features
Ceiling Fan(s), Smart Thermostat, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s)
Laundry Features
In Garage
Levels
One
Exterior
Attached Garage YN
1
Construction Materials
Stucco
Covered Spaces
2
Direction Faces
South
Exterior Features
Rain Gutters, Sidewalk, Sliding Doors
Fencing
Fenced, Wood
Garage Spaces
2
Lot Features
In County, Sidewalk
Open Parking YN
1
Parking Features
Driveway, Garage Door Opener, On Street
Patio And Porch Features
Covered, Front Porch, Rear Porch, Screened
Roof
Shingle
View
City
Window Features
Blinds
Financial
Tax Year
2025
Taxes
$3,015
Map
Community
- Address38611 FERM CIRCLE ZEPHYRHILLS FL
- SubdivisionGROVES
- CityZEPHYRHILLS
- CountyPasco
- Zip Code33540
Subdivisions in ZEPHYRHILLS
- 0000
- 2 RIVERS PCL C1A
- ABBOTT PARK
- ABBOTT SQUARE
- ABBOTT SQUARE PH 1A
- ABBOTT SQUARE PH 1B
- ABBOTT SQUARE PH 2
- ABBOTT SQUARE PHASE 1A
- ACREAGE
- ALKEN ACRES
- AMERICAN CONDO PARKS
- AMERICAN CONDO PARKS ZEPHYRHILLS PH II
- AMERICAN CONDOMINIUM
- AMERICAN CONDOMINIUM PARK ZEPHYRHILLS
- AMERICAN CONDOMINIUM PARKS – ZEPHYRHILLS
- AMERICAN CONDOMINIUM PARKS ZEPHYRHILLS
- AMERICAN CONDOMINIUM PARKS ZEPHYRILLS
- ANGUS VALLEY
- ARROWHEAD PLACE
- BEACON WOODS VILLAGE
- BELMONT AT RYALS CHASE CONDO
- BELMONT/RYALS CHASE
- BETMAR
- BETMAR ACRES
- BETMAR ACRES UNIT 1
- BETMAR ACRES UNIT 3
- BETMAR ACRES UNIT 4
- BETMAR ACRES UNIT 5-A
- BETMAR ACRES UNIT 6
- BETMAR ACRES UNIT NO 6
- BETMAR ACS
- BETMAR ACS #3
- BETMAR VILLAGE
- BETMAR VILLAGE PHASE 1
- BRISTOL MDWS PH 1A & 1B
- BRISTOL MDWS PH 2
- CARASTAL MANOR ADD
- CASA DEL SOL
- CASA DEL SOL PH 2
- CHAIVA HEIGHTS
- CHALFONT VILLAS
- CHAPEL CREEK VILLAGES
- CHAPEL CRK VLGS 3 & 6
- CHAPEL CRK VLGS 7 & 8 PH 1-3
- CITY OF ZEPHYRHILLS
- CITY OF ZEPHYRHILLS PB 1 PG 54
- CITY OF ZEPHYRHILLS PB 1 PG 59
- CITY ZEPHYRHILLS
- COBBLESTONE
- COBBLESTONE PH 1
- COLONY HEIGHTS
- COLONY HILLS COMMUNITY
- CORVILLA
- COUNTRY AIRE VILLAGE
- COURT SQUARE
- CRESTVIEW HILLS
- CRYSTAL SPGS COLONY FARMS
- CRYSTAL SPRINGS COLONY FARMS
- CUNNINGHAM ESTATES
- DRIFTWOOD PH V
- DRIFTWOOD SUB
- DRIFTWOOD ZEPHYRHILLS
- EILAND PARK
- EILAND PARK TOWNHOMES
- EILAND PARK TOWNHOMES PB 60 PG 102 LOT 249
- EILAND PARK TWNHMS
- EMERALD ACRES
- EMERALD POINTE RV RESORT
- EPPING FOREST
- FLORIDA RANCH ACRES
- FLORIDA TRAILER ESTATES
- FLORIDA TRAILER ESTATES FOURTH ADD
- FORT KING ACRES
- FORT KING ACRES PB 6 PG 109
- FOX RUN
- FRST VILLAS
- GABRIEL GROVE ESTATES
- GEM ESTATES
- GEM ESTATES MOBILE HOME VILLAGE
- GRAND HORIZONS
- GRAND HORIZONS PH 01
- GRAND HORIZONS PH 03
- GRAND HORIZONS PH 04
- GRAND HORIZONS PH 4
- GREEN HILLS ESTATES
- GROVES
- HAMMOCK AT TWO RIVERS
- HARVEST RIDGE
- HEATHER PARK UNIT 03 UNREC
- HIDDEN CREEK
- HIDDEN CRK PH 1 & 2
- HIDDEN RIVER A
- HIDDEN RIVER PH 1B
- HIDDEN RIVER PH 2
- KEMPLE ESTATES 1ST ADD
- KEMPLE ESTATES 2ND ADD
- LAKE BERNADETTE
- LAKE BERNADETTE – AUGUSTA LINKS
- LAKE BERNADETTE / WIMBLEDON GREEN
- LAKE BERNADETTE 01
- LAKE BERNADETTE 03
- LAKE BERNADETTE 06
- LAKE BERNADETTE GARDENS
- LAKE BERNADETTE PARCELS
- LAKE BERNADETTE PARCELS 14 15A & 16
- LAKE BERNADETTE PARCELS 17 & 18A
- LAKE BERNADETTE PCLS 17 & 18A
- LAKE BERNADETTE PRCL 11 PH 01
- LAKE BERNADETTE PRCL 12
- LAKE BERNADETTE PRCL 15B
- LAKE BETMAR EST UNITS 3-4-5
- LAKE BETMAR ESTATES
- LAKE BETMAR ESTATES #7
- LAKE BETMAR ESTATES 2ND ADDN
- LAKE BETMAR ESTS UNIT 7
- LAKE BETMAR ESTS UNITS 3-4-5
- LAKE DOROTHEA GROVE
- LANE ROAD
- LANE ROAD SUB
- LANIER ACRES
- LINCOLN HEIGHTS
- LINCOLN HEIGHTS SUB
- LINKS AT CALUSA SPRINGS
- LINKS/CALUSA SPGS
- MEADOWOOD ESTATES
- MONROE MDWS
- MOORES
- MOORES 1 ADD ZEPHYRHILLS
- MOORES ADD
- MOORES FIRST ADD
- NORTHWOOD
- NOT IN SUBDIVISION
- OAK CREST ESTATES
- OAK PARK
- OAK RIDGE HEIGHTS SUB
- OAKS OF PASCO
- OAKS ROYAL
- OAKS ROYAL MOBILE HOME SUB
- OAKS/PASCO
- ORANGE BLOSSOM RANCH CONDO
- ORANGE GROVE VILLAS
- PALM ESTATES
- PALM ESTATES 2ND ADD
- PALM ESTATES 3RD ADD
- PARK HILL SUB
- PARKVIEW ACRES
- PARKVIEW ACRES 2ND ADD
- PASADENA RIDGE
- PASCO MEDICAL ARTS CENTER
- PINECREST MHP CO-OP
- PINELAND HEIGHTS
- PINELAND HEIGHTS ADD
- RICHLAND
- RICHLAND ACRES
- RIVER RUN
- RIVERWOOD ESTATES
- RIVERWOOD ESTATES PHASE 1A
- RIVERWOOD ESTATES PHASE 1B
- SANDALWOOD MOBILE HOME
- SHADY OAKS
- SHADY OAKS MOBILE MODULAR ESTATES
- SHERWOOD FOREST
- SILVER OAKS
- SILVER OAKS PH 01
- SILVER OAKS PH 01A
- SILVER OAKS VILLAGE – PHASE TWO
- SILVER OAKS VILLAGE PH 01
- SILVER OAKS VILLAGE PH 02
- SILVER OAKS VILLAGE PH 2
- SILVERADO RANCH
- SILVERADO RANCH SUB
- SLEEPY HOLLOW MOBILE ESTATES
- SOUTH HILL MHP
- SPANISH TRAILS VILLAGE CONDO
- SPANISH TRAILS VILLAGE, A CONDOMINIUM
- SPANISH TRAILS WEST RESIDENTIAL COOPERATIVE
- STEPHEN GLEN AT SILVER OAKS PH 01
- STONEBRIDGE NORTH
- SUNRISE PARK FIRST ADD
- SUNSET ESTATES
- SUNSET ESTATES #2
- TALIA
- TALIA CONDO
- TALIA CONDOMINIUMS
- TAMARACK AT TWO RIVERS
- THE TOWNES AT CRYSTAL BROOK
- TIPPECANOE
- TIPPECANOE VILLAGE
- TIPPECANOE VILLAGE UNREC
- TIPPECANOE VILLAGE UNREC SUB
- TOWN OF CRYSTAL SPRINGS
- TOWN OF ZEPHYRHILLS PB 1 PG
- TOWN/ZEPHYRHILLS
- TOWNES AT CRYSTAL BROOK
- TOWNES/WINDSONG
- TROPICAL MOBILE PARK
- TUCKERS R/R ADD
- TWIN OAKS
- TWO RIVERS
- TWO RIVERS PARCEL E VILLAS PB
- TWO RIVERS PCL B3
- TWO RIVERS PCL C1A
- TWO RIVERS PH A PRCL A1
- TWO RIVERS PH A PRCL AL
- TWO RIVERS PH A1
- TWO RIVERS PH B & C PRCL A2
- TWO RIVERS PH B PRCL A1
- TWO RIVERS PHS B & C PCL A2
- TWO RIVERS PRCL B3
- TWO RIVERS PRCL PH A PRCL A2
- TYSON SUB
- TYSON TOWNHOMES
- TYSON TOWNHOMES PB 91 PG 130 LOT 134
- TYSON TWNHMS
- UNREC PORTIONS SE 01/4 NW 01/4 & NW 01/4
- UNREC SUB OF TRACTS 5 & 12 OF ZEPHYRHILLS COLONY
- UNREC SW1/4 SW1/4
- VALLEYDALE ACRES
- VILLAGE GROVE 01
- VINSONS ADD
- WATERFORD ON LAKE BERNADETTE
- WEDGEWOOD MANOR
- WEDGEWOOD MANOR PH 01 & 02
- WEDGEWOOD MANOR PH 01 02
- WHEELER FARMS
- WIMBLEDON GREENS
- WINTERS SUB
- WINTERS SUBDIVISION 4TH ADDITION
- YINGLINGS ADD
- ZEPHYR BREEZE SUB
- ZEPHYR ESTATES
- ZEPHYR HEIGHTS 1ST ADD
- ZEPHYR LAKES
- ZEPHYR LAKES SUB
- ZEPHYR LAKES SUB ABBOTT PARK
- ZEPHYR PARK
- ZEPHYR PARK SUB
- ZEPHYR PLACE
- ZEPHYR RDG PH 1-A
- ZEPHYR RDG PH 1A
- ZEPHYR RDG PH 2
- ZEPHYR RDG PH II
- ZEPHYR SHORES
- ZEPHYR SHORES UNREC
- ZEPHYRHILLS
- ZEPHYRHILLS COLONY
- ZEPHYRHILLS COLONY CO
- ZEPHYRHILLS COLONY CO LAN
- ZEPHYRHILLS COLONY CO SUB
- ZEPHYRHILLS COLONY COMPANY
- ZEPHYRHILLS COLONY COMPANY LANDS
- ZEPHYRYHILLS COLONY
- ZH COL SUB
Market Summary
Current real estate data for Single Family in ZEPHYRHILLS as of Oct 23, 2026
455
Single Family Listed
113
Avg DOM
194
Avg $ / SqFt
$411,427
Avg List Price
Property Summary
- Located in the GROVES subdivision, 38611 FERM CIRCLE ZEPHYRHILLS FL is a Single Family for sale in ZEPHYRHILLS, FL, 33540. It is listed for $265,000 and features 2 beds, 2 baths, and has approximately 1,115 square feet of living space, and was originally constructed in 1985. The current price per square foot is $238. The average price per square foot for Single Family listings in ZEPHYRHILLS is $194. The average listing price for Single Family in ZEPHYRHILLS is $411,427. To schedule a showing of MLS#tb8556646 at 38611 FERM CIRCLE in ZEPHYRHILLS, FL, contact your CENTURY 21 Carioti agent at 2392986550.
Similar Listings Nearby
Courtesy of VITIS REALTY. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 38611 FERM CIRCLE
ZEPHYRHILLS, FL
