644 HART LAKE DRIVE WINTER HAVEN FL 33884 | MLS #L4964782 | Gary Kusher | Florida Real Estate

644 HART LAKE DRIVE
WINTER HAVEN, FL, 33884
$699,000
4 Beds
3 Baths
2,511 SqFt
0.62 Acres
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MLS #L4964782 image #0
From the moment you enter, it is immediately apparent this is not your typical lakefront home. Elevated sightlines extend across the pool to the tranquil waters of Hart Lake, creating a dramatic first impression and an almost infinity-edge style of living. Situated on approximately half an acre in the gated SE Winter Haven community of Hart Lake Hills, this immaculate custom residence offers 4 bedrooms, 3 baths and over 2,500 SF of refined living space with a level of finish and customization rarely found at this price point.

Designed for upscale everyday living and impressive entertaining, the home showcases gorgeous travertine and wood flooring, substantial millwork, designer lighting, custom tile and stonework, granite surfaces and distinctive architectural details throughout. Statement fixtures incorporating sculptural, crystal and glass elements add another layer of sophistication.

The open, triple-split bedroom floor plan includes a spacious family room, formal dining, office/den, kitchen with dinette and inside laundry. The family room captures panoramic lake views through expansive glass doors opening to the pool and features a custom wood TV wall accented with natural-edge detailing.

The kitchen offers quartz countertops, stainless appliances, custom wood cabinetry, breakfast bar and a light-filled dinette overlooking the pool and lake. The adjoining dining room is illuminated by a dramatic faceted glass chandelier, while the office/den room provides flexibility as an office, study or additional sitting room.

The primary suite features wood flooring, a large walk-in closet with built-ins and an extraordinary spa-inspired bath. Travertine and stone surround a floating-edge soaking tub with black stone deck, dramatic underlighting and sleek linear fireplace. An oversized open shower features multiple body sprays, handheld fixture and rainfall shower, complemented by floating cabinetry, granite-topped vanity, designer lighting and a private water closet.

Three generously sized guest bedrooms are privately positioned away from the primary suite with excellent closet space and access to beautifully customized guest baths. The third bath also serves the pool and features a glass-enclosed MrSteam steam shower.

Outside, wide steps transition from the elevated interior to an expansive screened outdoor living area where the saltwater pool appears visually connected to Hart Lake beyond. A large covered lanai with travertine flooring offers room for dining and lounging, while generous deck space provides plenty of room for entertaining and enjoying the Florida sunshine. Hart Lake offers opportunities for fishing, boating and enjoying the natural waterfront setting.

Additional features include double-pane windows, insulated sliding doors, central vacuum, irrigation well, 2019 roof, 2020 A/C and a pool enclosure refurbished in 2024 with new screening, doors and screws. All this and centrally located between Tampa and Orlando, approximately 10 minutes from shopping, dining and medical facilities, and within walking distance of Chain of Lakes Elementary.

Property Details

Price:
$699,000
MLS #:
L4964782
Status:
Active
Beds:
4
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
HART LAKE HILLS PH 01
Neighborhood:
33884winterhavencypressgardens
Listed Date:
Sep 4, 2026
Finished Sq Ft:
2,511
Total Sq Ft:
3,350
Lot Size:
27,177 sqft / 0.62 acres (approx)
Year Built:
2002
CustomWaterfrontLakefrontPoolPrimary Bedroom Main FloorCommunity Gated33884 – Winter Haven / Cypress Gardens33884winterhavencypressgardensHart Lake Hills Ph 01Chain O Lakes ElemMclaughlin Academy Of ExcellenceMclaughlin Academy Of ExcellenceLake HartMust Contact The Hoa Directly To Confirm All Leasing Rules And Restrictions. No Short Term. Minimum 12 Month Lease.1-2 YearsPets Allowed

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Schools

Elementary School:
Chain O Lakes Elem
Middle School:
McLaughlin Academy Of Excellence
High School:
Mclaughlin Academy Of Excellence

Interior

Appliances
Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator
Bathrooms
3 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Engineered Hardwood, Travertine
Heating
Central, Electric
Interior Features
Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
Laundry Features
Inside, Laundry Room
Levels
One

Exterior

Architectural Style
Custom
Association Amenities
Gated
Attached Garage YN
1
Community Features
Community Boat Ramp, Water Access, Gated Community – No Guard
Construction Materials
Block, Stucco
Covered Spaces
3
Direction Faces
West
Exterior Features
Irrigation System, Sliding Doors
Garage Spaces
3
Lot Features
In County
Open Parking YN
1
Parking Features
Driveway, Garage Door Opener
Patio And Porch Features
Porch, Screened
Roof
Shingle
Security Features
Gated Community
View
Pool, Water
Waterfront Features
Lake Front
Window Features
Blinds, Double Pane Windows, Shades

Financial

HOA Fee
$1,000
HOA Fee Frequency
Annually
HOA Name
Hart Lake Hills HOA
Tax Year
2025
Taxes
$7,064

Map

Community

Subdivisions in WINTER HAVEN

Market Summary

Current real estate data for Single Family in WINTER HAVEN as of Sep 07, 2026
816
Single Family Listed
123
Avg DOM
180
Avg $ / SqFt
$329,512
Avg List Price

Property Summary

    Located in the HART LAKE HILLS PH 01 subdivision, 644 HART LAKE DRIVE WINTER HAVEN FL is a Single Family for sale in WINTER HAVEN, FL, 33884. It is listed for $699,000 and features 4 beds, 3 baths, and has approximately 2,511 square feet of living space, and was originally constructed in 2002. The current price per square foot is $278. The average price per square foot for Single Family listings in WINTER HAVEN is $180. The average listing price for Single Family in WINTER HAVEN is $329,512. To schedule a showing of MLS#l4964782 at 644 HART LAKE DRIVE in WINTER HAVEN, FL, contact your CENTURY 21 Carioti agent at 2392986550.

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644 HART LAKE DRIVE
WINTER HAVEN, FL