Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA.
The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs.
A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used.
Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property’s rural setting and overall appeal.
The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs.
A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used.
Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property’s rural setting and overall appeal.
Property Details
Price:
$950,000
MLS #:
O6449945
Status:
Active
Beds:
5
Baths:
4
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
DREAM LAKE POULTRY RANCHES
Neighborhood:
32784umatilladonavista
Listed Date:
Oct 16, 2026
Finished Sq Ft:
4,936
Total Sq Ft:
4,936
Lot Size:
779,208 sqft / 17.89 acres (approx)
Year Built:
1979
See this Listing
Schools
Interior
Appliances
Built-In Oven, Dishwasher, Dryer, Range, Refrigerator, Washer
Bathrooms
4 Full Bathrooms
Cooling
Central Air
Flooring
Ceramic Tile
Heating
Central
Interior Features
Cathedral Ceiling(s), Ceiling Fan(s), Vaulted Ceiling(s)
Laundry Features
Electric Dryer Hookup, Inside, Washer Hookup
Levels
One
Exterior
Architectural Style
Ranch
Construction Materials
Wood Frame
Covered Spaces
4
Direction Faces
East
Exterior Features
RV Hookup
Garage Spaces
2
Lot Features
Farm, Gentle Sloping, In County, Pasture, Unincorporated, Zoned for Horses
Open Parking YN
1
Other Structures
Additional Single Family Home, Barn(s), Finished RV Port, Guest House, Shed(s), Storage, Workshop
Parking Features
Circular Driveway, Covered, Guest, Off Street, RV Carport
Patio And Porch Features
Covered, Deck, Screened
Roof
Shingle
View
Garden, Trees/Woods, Water
Waterfront Features
Lake Front
Financial
Tax Year
2025
Taxes
$10,421
Map
Community
- Address41520 CHARM LAKE DRIVE UMATILLA FL
- SubdivisionDREAM LAKE POULTRY RANCHES
- CityUMATILLA
- CountyLake
- Zip Code32784
Subdivisions in UMATILLA
- 0004
- ACREAGE & UNREC
- ANNA D GUERRANT
- BIG SCRUB CAMPSITES
- BIG TREE CAMPSITES SEC D
- BIG TREE CAMPSITES SEC. D
- BRENNAND SUB
- CREST HAVEN 01
- CROOKED OAK ESTATES
- DREAM LAKE POULTRY RANCHES
- EAST UMATILLA
- EUSTIS PARK SUB
- FLORIDA ORANGE GROVE CORP
- FOREST LAKE CAMPSITES
- FOREST LAKES CAMPSITES
- FOREST RIDGE CAMPSITES
- FRST LAKE CAMPSITES
- FRST LAKES CAMPSITES
- GIBSON & GOTHERMANS ADD
- GIVEN’S SUB-TROWELL’S SUB
- HI-LAND COURT
- HIGLEY
- LAKE COOLEY ESTATES
- LAKE MURPHY ESTATES
- LAKE SMITH ESTATES SUB
- LAKENRIDGE
- LEE ACRES
- LYNNWOOD
- MAGNOLIA POINTE
- MAGNOLIA POINTE PH 1
- MAGNOLIA POINTE PHASE 1
- MARION PINES HILLS
- MERRILL-VAUGHN SUB
- METES AND BOUNDS LEGAL
- NON SUB
- OSCEOLA PARK
- ROLLING WOODS
- SANDY ACRES ESTATE
- SANDY ACRES RANCH
- SEASONS AT MAGNOLIA POINTE
- SHORELIN RANCH
- SHORELINE RANCH
- SILVER BEACH HIGHTS
- SILVER LAKE PARK
- SMITHS CARRIE E
- TARPON DEVELOPMENT
- THREE LAKES SUB
- TWIN LAKES ESTATES
- TWIN LAKES ESTATES PHASE III
- UMATILLA ANNA D GUERRANT SUB
- UMATILLA BUENA VISTA SUB
- UMATILLA COTTAGES AT WATERS EDGE
- UMATILLA DE VAULTS
- UMATILLA KRISTIN TERRACE
- UMATILLA LAKE MARY ESTATES
- UMATILLA LAKE MARY ESTATES SUB
- UMATILLA MITCHENORS ADD
- UMATILLA PALM COURT
- UMATILLA SWISS BELLEVUE SUB
- UMATILLA TURPENTINE COS
- UMATILLA VAUGHN SUB
- UMATILLA YANCEYS ADD
Market Summary
Current real estate data for Single Family in UMATILLA as of Oct 22, 2026
85
Single Family Listed
120
Avg DOM
273
Avg $ / SqFt
$540,944
Avg List Price
Property Summary
- Located in the DREAM LAKE POULTRY RANCHES subdivision, 41520 CHARM LAKE DRIVE UMATILLA FL is a Single Family for sale in UMATILLA, FL, 32784. It is listed for $950,000 and features 5 beds, 4 baths, and has approximately 4,936 square feet of living space, and was originally constructed in 1979. The current price per square foot is $192. The average price per square foot for Single Family listings in UMATILLA is $273. The average listing price for Single Family in UMATILLA is $540,944. To schedule a showing of MLS#o6449945 at 41520 CHARM LAKE DRIVE in UMATILLA, FL, contact your CENTURY 21 Carioti agent at 2392986550.
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Courtesy of LPT REALTY, LLC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 41520 CHARM LAKE DRIVE
UMATILLA, FL