1040 COTTAGE DRIVE THE VILLAGES FL 32162 | MLS #G5115808 | Gary Kusher | Florida Real Estate

1040 COTTAGE DRIVE
THE VILLAGES, FL, 32162
$1,325,000
3 Beds
2.5 Baths
2,042 SqFt
0.21 Acres
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MLS #G5115808 image #0
RARE OPPORTUNITY IN LAKE SHORE COTTAGES — JUST STEPS FROM LAKE SUMTER LANDING! Discover an extraordinary combination of LOCATION, LUXURY, and LIFESTYLE in one of The Villages’ most distinctive neighborhoods. Beautifully remodeled from top to bottom, this stunning 3-bedroom, 2.5-bath cottage offers the charm of classic Florida architecture with the sophistication of a modern luxury retreat. Featuring a PRIVATE HEATED SALTWATER POOL, spectacular outdoor living spaces, WATER VIEWS, and a BOND THAT IS PAID IN FULL, this is a home that truly stands apart!From the moment you arrive, the inviting front porch sets the tone with its beautiful wood-look porcelain flooring, beadboard ceiling, decorative railing, and custom ceiling fans. HARDIE PLANK SIDING, a METAL ROOF, and freshly painted exterior add timeless character and curb appeal.Step through the leaded-glass front door and prepare to be impressed! The interior has been thoughtfully transformed into a bright, OPEN-CONCEPT living space designed for both entertaining and everyday comfort. Gorgeous luxury vinyl plank flooring, crown molding, oversized baseboards, updated lighting, and abundant natural light create a sophisticated yet welcoming atmosphere. The beautifully remodeled kitchen features GRANITE COUNTERTOPS AND BACKSPLASH, high-end appliances, farmhouse sink, under-cabinet lighting, reverse osmosis system, and generous gathering space.The primary suite offers a beautifully updated private bath with granite countertops, custom mirrors, a spacious walk-in shower with dual showerheads, and a large walk-in closet. An additional guest bedroom and beautifully remodeled guest bath provide comfort for visiting family and friends. The spacious third bedroom or den, with soaring 13-foot ceilings, a convenient half bath, and direct access to the pool, offers wonderful flexibility.THE OUTDOOR LIVING IS EXCEPTIONAL! Imagine spending your afternoons beside your own HEATED SALTWATER POOL, complete with a soothing waterfall and gorgeous TRAVERTINE DECKING. The combination of privacy walls, beautiful gardens, and inviting entertaining areas creates your own personal Florida oasis.One of the home’s most impressive features is the spectacular 29’ x 10’ enclosed living area overlooking the pool, featuring floor-to-ceiling hurricane-rated glass, beautiful tile flooring, beadboard ceiling, and its own MINI-SPLIT HEATING AND COOLING SYSTEM. Step outside onto the elevated patio and enjoy peaceful views of the landscaped backyard and water beyond.Additional highlights include a Kinetico whole-house water filtration and softening system, tankless water heater, newer HVAC system, epoxy-coated garage floor, gutters, and numerous thoughtful upgrades throughout. Furniture is negotiable to be purchased separately.AND THE LOCATION? SIMPLY OUTSTANDING! Lake Shore Cottages offers a distinctive neighborhood atmosphere, charming architecture, and its own community pool — all just moments from the restaurants, boutiques, waterfront dining, nightly entertainment, and vibrant lifestyle of LAKE SUMTER LANDING.Homes offering this combination of extensive renovations, private pool living, distinctive cottage charm, and exceptional proximity to Lake Sumter Landing are not easily duplicated.THIS IS MORE THAN A BEAUTIFUL HOME — IT’S AN OPPORTUNITY TO ENJOY THE VERY BEST OF THE VILLAGES LIFESTYLE. SCHEDULE YOUR PRIVATE SHOWING AND EXPERIENCE 1040 COTTAGE DRIVE FOR YOURSELF!

Property Details

Price:
$1,325,000
MLS #:
G5115808
Status:
Active
Beds:
3
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
VILLAGES OF SUMTER LAKE SHORE COTTAGES
Neighborhood:
32162ladylakethevillages
Listed Date:
Jul 30, 2026
Finished Sq Ft:
2,042
Total Sq Ft:
3,196
Lot Size:
9,212 sqft / 0.21 acres (approx)
Year Built:
2004
PoolTennisPrimary Bedroom Main FloorCommunity PoolCommunity 55 Plus32162 – Lady Lake/the Villages32162ladylakethevillagesVillages Of Sumter Lake Shore CottagesLease Considered1-7 DaysPets Allowed

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Schools

Interior

Appliances
Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Luxury Vinyl
Heating
Natural Gas
Interior Features
Built-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry Features
Inside, Laundry Room
Levels
One

Exterior

Attached Garage YN
1
Community
55+
Community Features
Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community – Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Playground, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)
Construction Materials
HardiPlank Type
Covered Spaces
1
Direction Faces
North
Exterior Features
Irrigation System, Rain Gutters, Sidewalk
Garage Spaces
1
Parking Features
Golf Cart Parking
Roof
Metal
Senior Community YN
1

Financial

Tax Year
2025
Taxes
$9,794

Map

Community

Market Summary

Current real estate data for Single Family in THE VILLAGES as of Oct 31, 2026
652
Single Family Listed
76
Avg DOM
269
Avg $ / SqFt
$470,081
Avg List Price

Property Summary

    Located in the VILLAGES OF SUMTER LAKE SHORE COTTAGES subdivision, 1040 COTTAGE DRIVE THE VILLAGES FL is a Single Family for sale in THE VILLAGES, FL, 32162. It is listed for $1,325,000 and features 3 beds, 3 baths, and has approximately 2,042 square feet of living space, and was originally constructed in 2004. The current price per square foot is $649. The average price per square foot for Single Family listings in THE VILLAGES is $269. The average listing price for Single Family in THE VILLAGES is $470,081. To schedule a showing of MLS#g5115808 at 1040 COTTAGE DRIVE in THE VILLAGES, FL, contact your CENTURY 21 Carioti agent at 2392986550.

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1040 COTTAGE DRIVE
THE VILLAGES, FL