Rare Assumable VA Loan at 2.25% Interest Rate for Qualified Buyers! This beautifully upgraded 5-Bedrooms, 3 Bathrooms, 2,880-square-foot home offers the perfect combination of comfort, quality, and peace of mind with a spacious 3-car garage and numerous premium upgrades throughout.
Built with storm preparedness in mind, the home features hurricane shutters, hurricane roof clips, and a hurricane-rated fence designed for enhanced wind resistance. Additional upgrades include a whole-house water softener and filtration system, plus an irrigation system to maintain the professionally landscaped yard.
The remodeled kitchen showcases modern finishes, upgraded appliances, and abundant space for entertaining, while the updated bathrooms provide a fresh, contemporary feel.
Step outside to your private tropical backyard oasis featuring mature guava, lime, orange, and watermelon plants, a butterfly garden, and three working compost areas. Relax with your morning coffee on the screened front porch or unwind in the screened rear lanai while enjoying Florida’s beautiful weather year-round.
This thoughtfully upgraded home offers the perfect blend of modern updates, energy-efficient features, outdoor living, and storm-ready construction. Opportunities like this—especially with an assumable 2.25% VA loan—are exceptionally rare. Schedule your private showing today!
Built with storm preparedness in mind, the home features hurricane shutters, hurricane roof clips, and a hurricane-rated fence designed for enhanced wind resistance. Additional upgrades include a whole-house water softener and filtration system, plus an irrigation system to maintain the professionally landscaped yard.
The remodeled kitchen showcases modern finishes, upgraded appliances, and abundant space for entertaining, while the updated bathrooms provide a fresh, contemporary feel.
Step outside to your private tropical backyard oasis featuring mature guava, lime, orange, and watermelon plants, a butterfly garden, and three working compost areas. Relax with your morning coffee on the screened front porch or unwind in the screened rear lanai while enjoying Florida’s beautiful weather year-round.
This thoughtfully upgraded home offers the perfect blend of modern updates, energy-efficient features, outdoor living, and storm-ready construction. Opportunities like this—especially with an assumable 2.25% VA loan—are exceptionally rare. Schedule your private showing today!
Property Details
Price:
$525,000
MLS #:
V4950558
Status:
Active
Beds:
5
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
PALM COAST SEC 57
Neighborhood:
32164palmcoast
Listed Date:
Aug 4, 2026
Finished Sq Ft:
2,880
Total Sq Ft:
3,782
Lot Size:
10,019 sqft / 0.23 acres (approx)
Year Built:
2006
See this Listing
Schools
Interior
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Filtration System, Water Softener
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Carpet, Tile
Heating
Central
Interior Features
Ceiling Fan(s), Walk-In Closet(s)
Laundry Features
Electric Dryer Hookup, Washer Hookup
Levels
Two
Exterior
Attached Garage YN
1
Construction Materials
Concrete
Covered Spaces
3
Direction Faces
West
Exterior Features
Hurricane Shutters, Irrigation System, Private Mailbox, Private Yard
Fencing
Fenced
Garage Spaces
3
Patio And Porch Features
Patio, Screened
Roof
Shingle
Financial
Tax Year
2025
Taxes
$5,316
Map
Community
- Address76 UNIVERSAL TRAIL PALM COAST FL
- SubdivisionPALM COAST SEC 57
- CityPALM COAST
- CountyFlagler
- Zip Code32164
Subdivisions in PALM COAST
- 01 BEDROOMS HAMMOCK BEACH CLUB
- 04 FAIRWAYS
- 1ST ADD JOHNSON SUB
- 5URFVIEW/MATANZAS SHORES
- AMERICAN VILLAGE
- ARBOR TRACE AT PALM COAST CONDO
- ARBOR TRACE CONDOS
- ARBOR TRACE PALM COAST 2
- ARLINGTON SUB
- ARMAND BEACH EAST SUB
- ARMAND BEACH ESTATES
- ARTESIA SUB
- ARTESIA SUBD
- BAYSIDE PRCL C
- BEACH HAVEN
- BEACH HAVEN UN 1
- BEACH HAVEN UN 2
- BEACH HAVEN-UN 2
- BEACHWALK
- BELLA HARBOR CONDO
- BELLE TERRE
- BELLE TERRE BUSN & PROF CENTER
- BELLE TERRE SEC 17
- BELLE TERRE/ PALM COAST SEC 24
- BERNARD MDWS SEC 81 PAL
- BERNARD MEADOWS
- BON TERRA ESTATES SUB
- BRAGG SUB
- BUNNELL DEV CO SU
- CANOPY WALK
- CANOPY WALK BLDG 7
- CANOPY WALK PH 1
- CANOPY WALK PH 12
- CANOPY WALK PH 13
- CANOPY WALK PH 14
- CANOPY WALK PH 7
- CANOPY WALK PH 8
- CANTERBURY ESTATES
- CASA BELLA I
- CASA BELLA I BLDG 11
- CINNAMON BCH OCN HAMMOCK PH 02
- CINNAMON BCH OCN HAMMOCK PH 09
- CINNAMON BEACH
- CINNAMON BEACH AT OCEAN HAMMOCK
- CITY WALK COMM CONDO
- COASTAL GABLES
- COASTAL GARDENS
- COLBERT LANDINGS
- COLBERT LNDGS PH 1
- CONSERVATORY
- CONSERVATORY AT HAMMOCK BEACH
- CONSERVATORY HAMMOCK BEACH
- CONSERVATORY/HAMMOCK BEACH
- COUNTRY CLUB COVE
- COUNTRY CLUB COVE SEC 4
- COUNTRY CLUB HARBOR
- CREEKSIDE VLG/GRAND HAVEN
- CROSSINGS/GRAND HAVEN PH II
- CTIY WALK COMM CONDO
- CYPRESS KNOLL
- CYPRESS KNOLLS
- CYPRESS POINT
- DEERWOOD REP BLK 20 PINE LAKES GOLF COURSE
- DUPONT ESTATES
- EASTHAMPTON SEC 34
- EASTHAMPTON SEC 34 SEMINOLE WO
- ENCLAVE AT SEMINOLE PALMS
- ENCLAVE/SEMINOLE PALMS
- ESTATES GRAND HAVEN PH 2
- ESTATES/GRAND HAVEN PH 02
- ESTATES/GRAND HAVEN PH 2
- EUROPEAN VILLAGE
- EUROPEAN VILLAGE COMM CONDO
- FAIRWAYS
- FAIRWAYS CONDO
- FAIRWAYS CONDO PALM COAST
- FAIRWAYS EDGE/GRAND HAVEN
- FAWN OAKS PALM COAST SEC 02 SUNRISE PLAZA
- FIRST ADD
- FLAGLER VILLAGE
- FLORIDA PARJ
- FLORIDA PARK
- FOREST GROVE BUS CENTER
- FRONT STREET GRAND HAVEN PH 01
- FRONT STREET/GRAND HAVEN PH 06
- FRONT STREET/GRAND HAVEN PH II
- GABLES/TOWN CENTER
- GRAND HAVEN
- GRAND HAVEN NORTH PH 1
- GRAND HAVEN NORTH PH 2
- GRAND HAVEN NORTH PH I
- GRAND HAVEN VILLAGE D1-B
- GRAND HAVEN VILLAGE H-1
- GRAND HAVEN VILLAGE J 2B
- GRAND LANDING
- GRAND LANDINGS-PHASE2C
- GRAND LNDGS PH 01
- GRAND LNDGS PH 4
- GRAND LNDGS-PH 38
- GRAND VISTA
- GRAND VISTA CONDO
- GRAND VISTA CONDO/GRAND HAVEN
- HAMMOCK
- HAMMOCK AT PALM HARBOR
- HAMMOCK BEACH
- HAMMOCK BEACH CLU CONDO
- HAMMOCK BEACH CLUB
- HAMMOCK BEACH CLUB CONDO
- HAMMOCK BEACH CLUB CONDO PHASE I UNIT 717
- HAMMOCK BEACH VILLAS
- HAMMOCK DUNES
- HAMMOCK DUNES CLUSTERS
- HAMMOCK DUNES LA GRANDE PROVENCE
- HAMMOCK DUNES SAN TROPEZ
- HAMMOCK DUNES VISCAYA PH 01
- HAMMOCK MOORINGS NORTH
- HAMPTONS
- HAMPTONS SUB
- HAMPTONS/PINE LAKES/PALM COAST SEC 20
- HARBOR SIDE VILLAGE II CONDO
- HARBOR VILLAGE MARINA
- HARBOR VILLAGE MARINA PH 02
- HARBOR VILLAGE MARINA PH 2
- HIDDEN LAKES
- HIDDEN LAKES PH 1
- HIDDEN LAKES PH 1 SEC 3
- HIDDEN LAKES PH I
- HIDDEN LAKES PH I SEC 2B
- HIDDEN LAKES PH II
- HIDDEN LAKES WATER OAKS PH 02
- HOME DEPOT CENTER PLAZA
- INDIAN HILLS
- INDIAN TRAILS
- INDIAN TRAILS SUBDIVISION
- INDUSTRIAL PARK
- ISLAND ESTATES
- ISLAND ESTATES SUB
- ISLAND ESTATES SUBD
- JOHNSON BEACH
- JOHNSON BEACH 1ST ADD
- JOHNSON BEACH SUB
- KINGS COLONY
- KINGS POINTE COMMERCIAL
- LAKE FOREST & LAKE FOREST NORTH
- LAKE FOREST SUB
- LAKE HAVEN/GRAND HAVEN PH 3
- LAKE HAVEN/GRAND HAVEN PH 4
- LAKE VIEW SUB
- LAKESIDE AT MATANZAS SHORES
- LAKESIDE MATANZAS SHORES
- LAKESIDE/MATANZAS SHORES
- LAKESIDE/MATANZAS SHORES SUB
- LAKEVIEW
- LAKEVIEW-SEC 37 PALM COAST PARK
- LAS BRISAS CONDO
- LAS CASITAS/MATANZAS SHORES
- LEHIGH WOODS
- LEIGHIGH WOODS
- LIEGH HIGH WOODS
- LIKENS SUBD LOTS 27 & 28 OR 289 PG 765 OR 397 PG 1
- LIKINS SUB
- LINKSIDE AT GRAND HAVEN LOT 21 MB 31 PG 27 OR 644
- LONGS CRK VIEW
- LOS LAGOS/MATANZAS SHORES 1
- LOS LAGOS/MATANZAS SHORES I
- LOS LAGOS/MATANZAS SHORES II
- MAGNOLIA MANOR SUB
- MAGNOLIA MANOR UN 2
- MAJOR HWY SUB
- MANTANZAS WOODS
- MARINA COVE
- MARINA DEL PALMA
- MARINA DEL PALMA MARINA CONDO DEC OR 2985/898 PH
- MARINA DEL PALMA SUB
- MARINELAND ACRES
- MARINELAND ACRES 1ST ADD
- MARINELAND ACRES 2ND ADD
- MARINELAND ACRES ADD 2
- MARINELAND ACRES SECOND ADD
- MARINELAND ACRES SUB
- MARITIME ESTATES II
- MARITIME ESTATES SUB
- MARSH XING/GRAND HAVEN
- MATANZA WOODS
- MATANZAS
- MATANZAS COVE MB 41 PG 56 LOT 32
- MATANZAS LAKES SUB
- MATANZAS SHORES
- MATANZAS WOODS
- MATANZIS WOODS
- MIDWAY PARK
- NORTHSHORE 02
- NORTHSHORE 04
- NORTHSHORE 05
- NORTHSHORE 4
- NOT ASSIGNED
- NOT IN SUBDIVISION
- NOTTINGHAM PH 1
- OAK HAMMOCK
- OCEAN HAMMOCK
- OCEAN HAMMOCK PRCL B-3
- OCEAN RIDGE SUB
- OCEAN TOWERS HAMMOCK BEACH
- OCEAN TOWERS/HAMMOCK BEACH
- PALM CLUB CONDO
- PALM COAST
- PALM COAST BELLE TERRE SEC 11
- PALM COAST BELLE TERRE SEC 12
- PALM COAST BELLE TERRE SEC 13
- PALM COAST BELLE TERRE SEC 35
- PALM COAST BERNARD MDWS SEC 81
- PALM COAST CROSSINGS
- PALM COAST FAIRWAYS CONDO
- PALM COAST FLORIDA PARK SEC 07
- PALM COAST FLORIDA PARK SEC 1
- PALM COAST INDL PARK PH III
- PALM COAST LAKEVIEW SEC 37
- PALM COAST MAP BELLE TERRE SEC
- PALM COAST MAP OF WYNNFIELD SECTION 27
- PALM COAST MAP PINE GROVE SEC 28
- PALM COAST MAP/FLORIDA PARK SEC
- PALM COAST MAP/ULYSSES TREES S
- PALM COAST MAP/WYNNFIELD
- PALM COAST NORTHWEST QUADRANT
- PALM COAST PARK PH 2A
- PALM COAST PINE GROVE SEC 25
- PALM COAST PINE GROVE SEC 26
- PALM COAST PINE GROVE SEC 28
- PALM COAST PLANTATION
- PALM COAST PLANTATION PUD UN 1
- PALM COAST PLANTATION PUD UN 2
- PALM COAST PLANTATION PUD UN 3
- PALM COAST PLANTATION PUD UN 4
- PALM COAST PLANTATION PUD UN I
- PALM COAST PLANTATION PUD UNIT 3
- PALM COAST PLANTATION UN 1A
- PALM COAST PLANTATION UN 2
- PALM COAST PLANTATION UN 2 PUD
- PALM COAST PLANTATION UN 3
- PALM COAST PLANTATION UN 4
- PALM COAST PLANTATION UN IA
- PALM COAST RESIDENCE PH 1
- PALM COAST RESIDENCE PH 1 BLDG E
- PALM COAST RESORT
- PALM COAST RESORT CONDOMINIUM
- PALM COAST ROYAL PALMS SEC 33
- PALM COAST SEC 03 PALM HARBOR OFFICE PARK
- PALM COAST SEC 04
- PALM COAST SEC 07
- PALM COAST SEC 09
- PALM COAST SEC 10
- PALM COAST SEC 13 BRESSLER PRCL H BROOKSIDE PRCL P
- PALM COAST SEC 14
- PALM COAST SEC 15
- PALM COAST SEC 16
- PALM COAST SEC 17
- PALM COAST SEC 19
- PALM COAST SEC 20
- PALM COAST SEC 21
- PALM COAST SEC 23
- PALM COAST SEC 23 BLK 21 LOT 21
- PALM COAST SEC 24
- PALM COAST SEC 25
- PALM COAST SEC 26
- PALM COAST SEC 27 BL 49 LT 23
- PALM COAST SEC 27 BLK 58 & 59
- PALM COAST SEC 28
- PALM COAST SEC 29
- PALM COAST SEC 30
- PALM COAST SEC 31
- PALM COAST SEC 32
- PALM COAST SEC 33
- PALM COAST SEC 34
- PALM COAST SEC 35
- PALM COAST SEC 37
- PALM COAST SEC 57
- PALM COAST SEC 58
- PALM COAST SEC 59
- PALM COAST SEC 60
- PALM COAST SEC 63
- PALM COAST SEC 64
- PALM COAST SEC 65
- PALM COAST SEC. 58
- PALM COAST SEC15 BL3 LT 83
- PALM COAST SECT 22
- PALM COAST SECTION 09 BLOCK 00010 LOT 0002 SUBDIVI
- PALM COAST SECTION 10
- PALM COAST SECTION 12
- PALM COAST SECTION 13
- PALM COAST SECTION 18
- PALM COAST SECTION 22
- PALM COAST SECTION 23
- PALM COAST SECTION 24
- PALM COAST SECTION 25
- PALM COAST SECTION 25 BLOCK 00013 LOT 0015 SUBDIVI
- PALM COAST SECTION 26
- PALM COAST SECTION 27 BLOCK 00056 LOT 0017
- PALM COAST SECTION 28
- PALM COAST SECTION 29
- PALM COAST SECTION 30
- PALM COAST SECTION 31
- PALM COAST SECTION 31 BLOCK
- PALM COAST SECTION 32
- PALM COAST SECTION 333
- PALM COAST SECTION 35
- PALM COAST SECTION 36
- PALM COAST SECTION 37
- PALM COAST SECTION 57
- PALM COAST SECTION 59
- PALM COAST SECTION 60
- PALM COAST SECTION 63
- PALM COAST SECTION 64
- PALM COAST SECTION 65
- PALM COAST SECTION 7
- PALM COAST SECTION 9
- PALM COAST WYNNFIELD SEC 20
- PALM COAST WYNNFIELD SEC 21
- PALM COAST WYNNFIELD SEC 27 MA
- PALM COAST ZEBULAHS TRAIL SEC63
- PALM COAST, FL 32137
- PALM COAST/BERNARD MDWS SEC 81
- PALM COAST/EASTHAMPTON SEC 34
- PALM COAST/FLORIDA PARK SEC 06
- PALM COAST/PINE GROVE SEC 26
- PALM COAST/WYNNFIELD SEC 18
- PALM HAMMOCK
- PALM HARBOR
- PALM HARBOR CENTER PH 01
- PALM HARBOR PROFESSIONAL ASSOCIATION
- PALM HARBOR SEC 14
- PARK PLACE
- PARK PLACE SUB
- PINE GROVE
- PINE GROVE SEC 24
- PINE GROVE SEC 26 PALM COAST
- PINE GROVE SEC 28
- PINE LAKE VILLAS CONDO
- PINE LAKES
- PINE LAKES INDUS PARK
- PINE LAKES VILLAS CONDO
- PINNACLES PROFESSIONAL PARK SUB
- PLAM COAST WYNNFIELD SEC 23 MA
- PORTOFINO AT HAMMOCK DUNES CONDO
- PROPERTY APPRAISERS SUB #179
- QUAIL HALLOW
- QUAIL HOLLOW
- RESIDENCES AT EUROPEAN VILLAGE CONDOMINIUM BLDG C
- RESIDENCES/EUROPEAN VILG
- RESIDENCES/EUROPEAN VILLAGE
- RESIDENCES/EUROPEAN VILLAGE BLDG B
- RETREAT AT TOWN CENTER
- RETREAT/TOWN CENTER PH 1
- REVERIE AT PALM COAST
- REVERIE/PALM COAST PH 1
- RIVER OAKS HAMMOCK
- RIVER OAKS IN THE HAMMOCK
- RIVERGATE
- RIVERGATE PH 02
- RIVERGATE PH I SUB
- RIVERGATE PHASE 1 SUBD
- RIVERVIEW CONDO
- RIVERVIEW CONDOS/GRAND HAVEN
- RIVIERA ESTATES
- ROAYL PALMS SEC 30
- ROLLINS DUNES SUB
- ROYAL PALM SEC 33
- ROYAL PALMS SEC 30
- ROYAL PALMS SEC 31
- SAN TROPEZ SUB
- SANCTUARY SUB
- SAVANNAH SQUARE
- SAVANNAH SQUARE SUB
- SAWMILL BRANCH
- SAWMILL BRANCH/PALM COAST PARK P
- SAWMILL CREEK
- SAWMILL CREEK AT PALM COAST
- SAWMILL CREEK AT PALM COAST PARK
- SAWMILL CRK/PALM COAST PARK
- SEA COLONY
- SEA COLONY SUB
- SEA SCAPE SUB
- SEASONS AT SUMMERTIDE
- SEMINOLE PALMS
- SEMINOLE PALMS PH 1
- SEMINOLE PARK
- SEMINOLE WOOD
- SEMINOLE WOODS
- SHANGRI LA CONDO
- SOMERSET
- SOMERSET AT PALM COAST PARK
- SOMERSET/PALM COAST PH 2
- SOUTHWEST QUADRANT PH 01-04
- SURF CLUB
- SURF CLUB 03 CONDO
- SURF CLUB 1
- SURF CLUB 2 CONDO
- SURF CLUB 3
- SURF CLUB BLDG I
- SURF CLUB BLDG1
- SURF CLUB CONDO
- SURF CLUB CONDO 03
- SURF CLUB CONDO BLDG 1
- SURF CLUB CONDOS
- SURF CLUB I
- SURF CLUB II CONDO
- SURF CLUB III CONDO
- SURFVIEW/MATANZAS SHORES
- SURVIEW/MATANZAS SHORES
- THE FAIRWAYS CONDO
- THE HAMPTONS
- THE PALM CLUB
- THE PALM CLUB CONDOMINIUM BLDG V UNIT 106
- THE TRAILS
- TIDELANDS
- TIDELANDS CONDO
- TIDELANDS CONDOMINIUM
- TIDELANDS PH 6
- TOSCANA
- TOWN CENTER AT PALM COAST
- TOWN CENTER/PALM COAST PHASE I
- TRAILS
- TUSCANY/HAMMOCK DUNES
- ULYSSES TREES SEC 57
- ULYSSES TREES SEC 57 SEMINOLE
- UTILITY DRIVE COMMERCE PARK
- VILLA PASS PH 2
- VILLAGE AT PALM COAST PH 01
- VILLAGE AT PALM COAST PH I LOT 87 OR 1070 PG 1884
- VILLAGE J-1/GRAND HAVEN
- VILLAGE/PALM COAST PH II
- VILLAGES PALM COAST PH 1
- VILLAS AT HAMMOCK BEACH
- VILLAS HAMMOCK BEACH PH 05
- VILLAS HAMMOCK BEACH PH 8
- WATERSIDE COUNTRY CLUB PH 1
- WESTPOINTE PLAZA CONDO
- WESTPOINTE PLAZA CONDOMIHNIUM
- WHISPERING OAKS SUB
- WHITEVIEW VILLAGE
- WHITEVIEW VILLAGE PH 1
- WOODHAVEN
- WOODHAVEN AT PALM COAST
- WYNNFIELD SEC 18 PALM COAST
- WYNNFIELD SEC 21 PALM COAST
- WYNNFIELD SEC 23 PALM COAST
- WYNNFIELD SEC 27
- YACHT HARBOR VILLAGE
- YACHT HARBOR VILLAGE CONDOMINIUMS
- YACHT HARBOR VILLAGE CONDOS
- ZEBULAHS TRAIL SEC 63
Market Summary
Current real estate data for Single Family in PALM COAST as of Aug 05, 2026
1,201
Single Family Listed
115
Avg DOM
242
Avg $ / SqFt
$547,070
Avg List Price
Property Summary
- Located in the PALM COAST SEC 57 subdivision, 76 UNIVERSAL TRAIL PALM COAST FL is a Single Family for sale in PALM COAST, FL, 32164. It is listed for $525,000 and features 5 beds, 3 baths, and has approximately 2,880 square feet of living space, and was originally constructed in 2006. The current price per square foot is $182. The average price per square foot for Single Family listings in PALM COAST is $242. The average listing price for Single Family in PALM COAST is $547,070. To schedule a showing of MLS#v4950558 at 76 UNIVERSAL TRAIL in PALM COAST, FL, contact your CENTURY 21 Carioti agent at 2392986550.
Similar Listings Nearby
Courtesy of RHYNES REAL ESTATE. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 76 UNIVERSAL TRAIL
PALM COAST, FL