A Rare Find in Lutz/Wesley Chapel — Pool Home with NO HOA and NO CDD!
This unique pool home offers an exceptional combination of space, updates, privacy, and location — all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity.
Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home’s most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate.
The bathrooms have also been updated with new vanities and modern finishes.
The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun.
The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare.
The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for — without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!
This unique pool home offers an exceptional combination of space, updates, privacy, and location — all with NO HOA and NO CDD! With the lowest price per square foot for a pool home in the area, this property presents an opportunity to own a very nice home in a highly desirable part of Lutz and Wesley Chapel while walking into instant equity.
Inside, the home features a distinctive open layout with long, flowing spaces and an abundance of natural light. The remodeled kitchen features beautiful gray shaker-style cabinets, quartz countertops, plenty of workspace for cooking and entertaining, and an enormous pantry providing an exceptional amount of storage. Luxury vinyl flooring runs throughout the home, creating a consistent and modern look. One of the home’s most distinctive features is the living room, where gorgeous exposed wood beams add warmth and character, while beautiful fireplace serves as the centerpiece of the room, creating a natural gathering space and giving the home a style that is difficult to duplicate.
The bathrooms have also been updated with new vanities and modern finishes.
The enormous backyard sits on a conservation lot, offering a level of privacy and natural surroundings that is increasingly difficult to find in this area. The pool area includes a large covered space, providing plenty of room to relax, entertain, or simply enjoy the Florida lifestyle while staying out of the sun.
The location is another major advantage. Situated just off Wesley Chapel Boulevard, the home is conveniently positioned near restaurants, shopping, schools, and the many amenities throughout the Lutz and Wesley Chapel area. Wesley Chapel Boulevard is currently undergoing improvements, with completion slated for May 2027, bringing additional enhancements to this important local thoroughfare.
The home is zoned for A-rated elementary, middle, and high schools, adding another valuable benefit for those looking to be in a highly regarded school area. Homes offering this combination of a pool, large conservation lot, updated interior, unique character, convenient location, NO HOA, and NO CDD are hard to find. Add in the value offered by the price per square foot, and this is an opportunity worth taking a serious look at. This is truly a hidden gem in the Lutz/Wesley Chapel area with the space, features, location, and freedom buyers are looking for — without the HOA or CDD fees and no flood insurance required. Call me to schedule your showing today!
Property Details
Price:
$420,000
MLS #:
TB8545612
Status:
Active
Beds:
4
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
TAMPA DOWNS HEIGHTS
Neighborhood:
33559lutz
Listed Date:
Sep 5, 2026
Finished Sq Ft:
2,478
Total Sq Ft:
3,084
Lot Size:
10,440 sqft / 0.24 acres (approx)
Year Built:
1980
See this Listing
Schools
Elementary School:
Veterans Elementary School
Middle School:
Cypress Creek Middle School
High School:
Cypress Creek High-PO
Interior
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Vinyl
Heating
Heat Pump
Interior Features
High Ceilings, Open Floorplan, Thermostat
Laundry Features
Inside, Laundry Room
Levels
One
Exterior
Attached Garage YN
1
Construction Materials
Block
Covered Spaces
2
Direction Faces
Northeast
Exterior Features
Sliding Doors
Fencing
Vinyl
Garage Spaces
2
Roof
Shake
View
Trees/Woods
Financial
Tax Year
2025
Taxes
$4,250
Map
Community
- Address4545 DEBBIE LANE LUTZ FL
- SubdivisionTAMPA DOWNS HEIGHTS
- CityLUTZ
- CountyPasco
- Zip Code33559
Subdivisions in LUTZ
- AVILA UNIT 12
- BALLANTRAE PROFESSIONAL
- BALLANTRAE PROFESSIONAL CENTER
- BARRINGTON SUB UNIT A
- BARRINGTON SUB UNIT B
- BELLAMERE
- BIARRITZ VILLAGE
- BIRCHWOOD PRESERVE NORTH PH 1
- BIRCHWOOD PRESERVE NORTH PHASE 1
- BIRCHWOOD PRESERVE SOUTH
- CALM HARBOUR
- CALUSA TRACE
- CALUSA TRACE UNIT 13
- CALUSA TRACE UNIT IX PH II
- CANNES VILLAGE
- CARPENTERS RUN
- CARPENTERS RUN PH 04B
- CHAPMAN MANORS
- CHEVAL
- CHEVAL POLO & GOLF CL PHAS
- CHEVAL POLO AND GOLF CLUB PHASE ONE A
- CHEVAL TENNIS VILLAGE CONDO 01
- CHEVAL TENNIS VILLG CONDO 4
- CHEVAL WEST VILLAGE
- CHEVAL WEST VILLAGE 5A
- CHEVAL WEST VILLAGE 5B PH 1
- CHEVAL WEST VILLAGE 5B PHASE 1
- CHEVAL WEST VILLAGE 9
- CHEVAL WEST VILLAGE 9 LOT 63
- CHEVAL WEST VILLAGE ONE
- CHEVAL WEST VILLAGE UNIT 02
- CHEVAL WEST VILLAGE UNIT 2
- CHEVAL WEST VILLG 4 PH 1
- CHEVAL WEST VILLG 4 PH 2
- CHEVAL WEST VILLG 5B PH 2
- CHEVAL WEST VILLG 7 DEAUVILL
- CLEWELL HEIGHTS
- COOPERS POND
- CORDOBA RANCH
- CORDOBA RANCH PCLS FD-3 FD-4 F
- COUNTRY OAKS
- CRENSHAW ACRES
- CRENSHAW LAKES
- CRENSHAW RESERVE
- CRYSTAL LAKES PROFESSIONAL CENTER
- CYPRESS COVE SUB
- CYPRESS COVE SUB PH 2
- CYPRESS HEAD
- CYPRESS PARK
- D46 | LAKE PEARL
- DEER LAKE ESTATES SUB
- DEER PARK
- DEER PARK PRESERVE
- DUQUE RD
- EAST NORTH TAMPA
- EMERALD COVE
- FERN GLEN
- FOUNTAINS AT PARADISE LAKES CONDO
- FOXWOOD SUB
- HAMNERS W E WONDERLAND ACRES
- HERITAGE HARBOR
- HERITAGE HARBOR PH 1B
- HERITAGE HARBOR PH 2A & 3
- HERITAGE HARBOR PH 2C
- HERITAGE HARBOR VILLAGE 17
- HERITAGE HARBOR VILLAGE 8 SOUT
- HERON COVE CONDO PH 03
- HIDDEN OAKS TWNHMS
- HOLLY LAKE ESTATES
- INDIAN LAKES
- KAMBRIDGE SUB PH 11
- KENSINGTON ESTATES
- LADERA
- LAKE CHAPMAN SUB
- LAKE CHAPMAN SUBDIVISION
- LAKE CHARLES
- LAKE COMMISTON SUB
- LAKE COMO CLUB RESIDENCE COOP
- LAKE COMO HOMESITES
- LAKE COOPER RESERVE
- LAKE FERN VILLAS
- LAKE FOREST UNIT 01
- LAKE FOREST UNIT 1
- LAKE FOREST UNIT 4
- LAKE FOREST UNIT 5 A
- LAKE FOREST UNIT 5 B
- LAKE FOREST UNIT 6 A
- LAKE FOREST UNIT 6 B
- LAKE HANNA PRESERVE
- LAKE HERON
- LAKE HERON PH 02
- LAKE HERON PH 03B 04B 05B
- LAKE HERON PHASES THREE B FOUR B & FIVE B PB 33 PG
- LAKE KEEN SUB
- LAKE KEEN SUB UNIT
- LAKE LINDA CIRCLE COOPERATIVE
- LAKE MARY LOU NORTH
- LAKE PEARL
- LAKE SAPPHIRE VILLAGE UNIT 1
- LAKES AT HERON COVE CONDO PH 06
- LAKES AT HERON COVE CONDO PH 07
- LAKES AT HERON COVE CONDO PH 7
- LAKES AT HERON COVE CONDO PH V
- LAKES HERON COVE CONDO PH 07
- LAKESHORE PRESERVE
- LAKEVIEW AT CALUSA TRACE
- LIVINGSTON ACRES
- LIVINGSTON AVE ESTATES FIRST ADD
- LIVINGSTON UNIT II B
- LIVINGSTON UNIT III A
- LIVINGSTON UNIT IV
- LONG LAKE RANCH
- LONG LAKE RANCH VILLAGE
- LONG LAKE RANCH VILLAGE 1A
- LONG LAKE RANCH VILLAGE 2 PCLS C-1
- LONG LAKE RANCH VILLAGE 2 PRCL A-1, A
- LONG LAKE RANCH VILLAGE 3 PCLS C-E
- LONG LAKE RANCH VILLAGE 3, 6 PCLS A
- LONG LAKE RANCH VILLAGE 3, 6 PCLS A,
- LONG LAKE RANCH VILLAGE 8
- LONG LAKE RANCH-VLG 8
- LT 26 WILLOW BEND
- MANOR OAKS SUBDIVISION
- MANORS AT CYPRESS RANCH
- MANORS/CYPRESS RANCH
- MEADOWBROOK ESTATES
- MORSANI
- MORSANI PH 1
- MORSANI PH 2
- MORSANI PH 3B
- NORTH LAKES SEC G A REPL
- NORTHPOINTE VILLAGE
- OAK GROVE
- OAK GROVE PH 01B
- OAK GROVE PH 02
- OAK GROVE PH 03
- OAK GROVE PH 2
- OAK GROVE PH 4A
- OAK GROVE PH 4B & 5B
- OAK GROVE PH 5A 6A & 6B
- OAK GROVE PH 5A, 6A AND 6B
- OAK LEDGE SUB
- OAKWOOD PRESERVE
- OAKWOOD RESERVE
- ORANGE BLOSSOM CREEK PH 2
- PARADISE LAKES
- PARADISE LAKES CONDO
- PARADISE LAKES INDIVIDUAL
- PARADISE LAKES PH 03
- PARADISE LAKES PH 03B
- PARADISE LAKES PH 03D
- PARADISE LAKES PH 03E
- PARADISE LAKES PHASE III
- PARADISE LAKES RESORT CONDO
- PARADISE LAKES RV PARK CONDO
- PARADISE PINES RV PARK CONDO
- PARKVIEW/LONG LAKE RANCH PH 1A
- PARKVIEW/LONG LAKE RANCH PH 1B
- PARKVIEW/LONG LAKE RANCH PH 2A
- PARKVIEW/LONG LAKE RANCH PH 2B
- PEARL ESTATES
- PICKERT LANE SUB
- PINE ISLAND RIDGE SEC EIGHT
- POND EDDY SUB UNIT 2
- PRESERVATION OF PASCO COUNTY
- PRESERVATION/PASCO COUNTY
- PROMENADE AT LAKE PARK
- PROMENADE AT LAKE PARK PH
- QUAIL HOLLOW VILLAGE
- RANCH LAKE ESTATES UNIT 1
- RANCH LAKE ESTATES UNIT NO 1
- RAU ACRES UNIT 1
- REFLECTIONS
- REFLECTIONS PH 1
- REFLECTIONS PH 3
- SAMPLES E E SUB
- SAN REMO SUB
- SANCTUARY ON LIVINGSTONE PH
- SAPPHIRE LAKE RANCHITOS
- SHADY LAKE SHORES
- SIERRA PINES UNREC
- SILVER FORREST
- SIMMONS CRYSTAL LAKE
- SONATA PH 2
- STONEBRIER PH 1
- STONEBRIER PH 2A-PARTIAL RE
- STONEBRIER PH 2B-1 PT
- STONEBRIER PH 3B
- STONEBRIER PH 4B
- SUNLAKE PARK
- SUNLAKE PARK ADD
- SUNLAKE PARK UNIT 1
- SUNRIDGE ESTATES
- SUNSET ESTATES
- SURREY CHASE
- SUTTON ESTATES
- SYLVAN CROSSING PH 1
- TERRACES AT PARADISE LAKES A CONDO THE
- TERRACES AT PARADISE LAKES CONDO
- THE MANORS AT CRYSTAL LAKES
- THE PROMENADE AT LAKE PARK
- TIFFANY LAKE MANORS
- TIMBERGROVE
- TOWNES AT CYPRESS RANCH
- TOWNES/CYPRESS RANCH
- TRACERS LAKE KEEN ESTATES UNI
- TRACERS LAKE KEEN ESTATES UNIT 02
- TRIPLE LAKES SUB
- TROPICAL LAKES
- TURTLE LAKES
- UNPLATTED
- VAN DYKE ESTATES
- VILLAROSA
- VILLAROSA J
- VILLAROSA K
- VILLAROSA L
- VILLAROSA M
- VILLAROSA PH 1A
- VILLAROSA PH F
- VILLAROSA PH G
- VILLAS DEL LAGO
- VILLAS DEL LAGO PH 2
- VOLANTI
- VOLANTI PH 2
- W E HAMNERS WONDERLAND ACRES ADD 01
- WALKERS RANCH ESTATES
- WATER EDGE AT HERON COVE REP
- WATERS EDGE AT HERON COVE SUBDIVISION PH
- WELLINGTON M
- WELLINGTON MANOR PH 2
- WELLINGTON MANORS
- WHITAKER ESTATES
- WILLOW BEND
- WILLOW BEND TR MF02
- WILLOW LAKE
- WILLOW LAKE SUB
- WILLOW RESERVE
- WILLOW RESERVE TR C-1
- WILLOW SQUARE TWNHMS
- YOCAM VILLAGE REV
Market Summary
Current real estate data for Single Family in LUTZ as of Sep 10, 2026
228
Single Family Listed
98
Avg DOM
290
Avg $ / SqFt
$839,609
Avg List Price
Property Summary
- Located in the TAMPA DOWNS HEIGHTS subdivision, 4545 DEBBIE LANE LUTZ FL is a Single Family for sale in LUTZ, FL, 33559. It is listed for $420,000 and features 4 beds, 3 baths, and has approximately 2,478 square feet of living space, and was originally constructed in 1980. The current price per square foot is $169. The average price per square foot for Single Family listings in LUTZ is $290. The average listing price for Single Family in LUTZ is $839,609. To schedule a showing of MLS#tb8545612 at 4545 DEBBIE LANE in LUTZ, FL, contact your CENTURY 21 Carioti agent at 2392986550.
Similar Listings Nearby
Courtesy of FUTURE HOME REALTY INC. Disclaimer: All data relating to real estate for sale on this page comes from the Broker Reciprocity (BR) of the Orlando/Tampa – FL. Detailed information about real estate listings held by brokerage firms other than CENTURY 21 Carioti include the name of the listing broker. Neither the listing company nor CENTURY 21 Carioti shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. The Broker providing this data believes it to be correct, but advises interested parties to confirm any item before relying on it in a purchase decision. Copyright 2026. Orlando/Tampa – FL. All rights reserved. 4545 DEBBIE LANE
LUTZ, FL
