5321 SANDY SHELL DRIVE APOLLO BEACH FL 33572 | MLS #TB8541554 | Gary Kusher | Florida Real Estate

5321 SANDY SHELL DRIVE
APOLLO BEACH, FL, 33572
$615,000
4 Beds
2.5 Baths
3,513 SqFt
0.22 Acres
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MLS #TB8541554 image #0
Virtually Staged. Looking for a spacious POOL HOME in Apollo Beach with room to truly spread out—and the potential to assume an incredible 2.75% INTEREST RATE? Welcome to 5321 Sandy Shell Drive, a 5-bedroom, 2.5-bath POND-FRONT HOME offering an impressive 3,513 square feet, a private POOL AND SPA, large covered lanai, 3-CAR GARAGE and .22-acre lot in the desirable Harbour Isles community. The seller’s existing loan may be ASSUMABLE AT 2.75% for qualified buyers, subject to lender approval and loan assumption requirements.

From the moment you step inside, the size of this home stands out. Large windows across the back frame beautiful views of the pool and pond, bringing the Florida lifestyle right into your everyday living space. At the heart of the home is a HUGE 20′ x 14′ KITCHEN with plenty of room to cook, gather and entertain, opening to a spacious great room overlooking the water.

Need more room? You have it. Formal living and dining rooms provide additional entertaining space, while the large loft offers endless possibilities for a media room, home office, game room or second living area. The MASSIVE 20′ x 22′ PRIMARY BEDROOM creates a private retreat, and four additional bedrooms offer exceptional flexibility for guests, hobbies, work or additional living space.

Then step outside to one of this home’s best features. The LARGE COVERED LANAI opens to your private POOL AND SPA with a wide POND VIEW beyond it—an inviting setting for morning coffee, evenings outdoors, weekend cookouts or simply enjoying Florida living from your own backyard.

Major updates have already been taken care of, including a ROOF AND WATER HEATER approximately one year old, BOTH A/C SYSTEMS REPLACED IN 2020 and NEW CARPET in 2026.

And the lifestyle extends beyond your backyard. Harbour Isles offers a COMMUNITY POOL, PLAYGROUND, BASKETBALL COURTS, SAND VOLLEYBALL COURTS and FULL FITNESS CENTER, giving you even more ways to enjoy the community without leaving the neighborhood.

With MORE THAN 3,500 SQ FT, FIVE BEDROOMS, multiple living spaces, a POOL AND SPA, POND FRONTAGE, LARGE LOT, 3-CAR GARAGE and the potential for qualified buyers to assume the seller’s 2.75% INTEREST RATE, this Apollo Beach home offers a combination that’s increasingly difficult to find.

If you’ve been searching for a LARGE APOLLO BEACH POOL HOME with exceptional space, water views, community amenities and a potentially remarkable financing opportunity, 5321 Sandy Shell Drive deserves to be at the top of your list.

Property Details

Price:
$615,000
MLS #:
TB8541554
Status:
Active
Beds:
4
Baths:
2.5
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
HARBOUR ISLES PH 1
Neighborhood:
33572apollobeachruskin
Listed Date:
Sep 8, 2026
Finished Sq Ft:
3,513
Total Sq Ft:
4,750
Lot Size:
9,375 sqft / 0.22 acres (approx)
Year Built:
2007
ContemporaryWaterfrontLakefrontPoolCommunity Club House33572 – Apollo Beach / Ruskin33572apollobeachruskinHarbour Isles Ph 1Buyer To Verify RestrictionsNo MinimumPets Allowed

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Schools

Interior

Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Bathrooms
2 Full Bathrooms, 1 Half Bathroom
Cooling
Central Air
Flooring
Carpet, Ceramic Tile, Laminate
Heating
Central
Interior Features
Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry Features
Laundry Room
Levels
Two

Exterior

Architectural Style
Contemporary
Association Amenities
Basketball Court, Clubhouse, Fitness Center
Attached Garage YN
1
Community Features
Fishing, Lake, Clubhouse, Fitness Center, Playground, Pool, Sidewalks
Construction Materials
Block
Covered Spaces
3
Direction Faces
West
Exterior Features
Irrigation System, Rain Gutters, Sidewalk, Sliding Doors
Garage Spaces
3
Parking Features
Garage Door Opener, Oversized
Patio And Porch Features
Covered, Screened
Roof
Shingle
Spa Features
In Ground
View
Pool, Water
Waterfront Features
Lake, Pond
Window Features
Blinds

Financial

HOA Fee
$120
HOA Fee Frequency
Annually
HOA Includes
Common Area Taxes, Community Pool, Escrow Reserves Fund, Pool Maintenance, Recreational Facilities
HOA Name
Wise Property Management
HOA Phone
813.968.5665
Tax Year
2025
Taxes
$9,277

Map

Community

Subdivisions in APOLLO BEACH

Market Summary

Current real estate data for Single Family in APOLLO BEACH as of Sep 08, 2026
377
Single Family Listed
127
Avg DOM
266
Avg $ / SqFt
$719,049
Avg List Price

Property Summary

    Located in the HARBOUR ISLES PH 1 subdivision, 5321 SANDY SHELL DRIVE APOLLO BEACH FL is a Single Family for sale in APOLLO BEACH, FL, 33572. It is listed for $615,000 and features 4 beds, 3 baths, and has approximately 3,513 square feet of living space, and was originally constructed in 2007. The current price per square foot is $175. The average price per square foot for Single Family listings in APOLLO BEACH is $266. The average listing price for Single Family in APOLLO BEACH is $719,049. To schedule a showing of MLS#tb8541554 at 5321 SANDY SHELL DRIVE in APOLLO BEACH, FL, contact your CENTURY 21 Carioti agent at 2392986550.

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